Cislo Title Company requires all persons or entities visiting any Cislo Internet sites to agree to the following terms and conditions. By accessing a Cislo site, you confirm your agreement to and acceptance of these terms and conditions.

Corrections and Modifications
Cislo is under no obligation to update, correct, or otherwise modify any information contained, residing, or transmitted to this or any Cislo site. While every reasonable effort is made to ensure that the information presented on and contained in these sites is accurate and correct, there may be inadvertent (technical and/or factual) inaccuracies and typographical errors. Information contained in Cislo sites may also become out-of-date. While Cislo disclaims all responsibility to update or correct any information placed on its sites, Cislo reserves the right to make changes and updates to any information contained within a Cislo site, including these Terms and Conditions, at Cislo’s discretion and without prior notice.

Consent to Monitoring and Disclosure
Cislo is under no obligation to monitor the information residing on or transmitted to any Cislo site. However, anyone accessing a Cislo site agrees that Cislo may monitor the site to (1) comply with any necessary laws, regulations, or governmental requests; (2) operate the site in a manner Cislo deems proper or to protect against conduct Cislo deems inappropriate. Cislo shall have the right, but not the obligation, to reject or eliminate any information residing on or transmitted to its sites that it believes is unacceptable or inconsistent with these terms and conditions.

To the extent Cislo receives information or materials through its sites, including but not limited to feedback, data, answers, questions, comments, suggestions, plans, or ideas, such information or material shall be deemed to be non-confidential. Cislo assumes no obligation to protect such information from disclosure. The submission of information or materials to Cislo through a Cislo site shall in no way prevent the purchase, manufacture, or use of similar products, services, plans, and ideas by Cislo for any purpose what so ever. In addition, Cislo shall have the right, in any form now or hereafter known, to reproduce, use, disclose, distribute, transmit, create derivative works from, and publicly display and perform, any information or materials submitted by visitors/users through any Cislo site.

Endorsements and Linked Sites
Periodically Cislo makes reference in its sites to the products, services, processes, hypertext links, or other information of third parties (hereinafter “Third Party Products”). Unless specifically stated otherwise, such references shall not constitute or imply Cislo’s endorsement, sponsorship, or recommendation of such Third Party Products. Third Party Products are the sole and exclusive responsibility of the third party owner. Cislo is not responsible for the Third Party Products or the content on any third party internet site linked to any Cislo site. Also see Cislo’s Linking Policy.

Security
Any user of a Cislo server or site agrees to comply with any security processes and procedures (such as passwords) specified by Cislo with respect to access to or use of a Cislo site. Unless specifically authorized by Cislo in writing, users of a Cislo server or site further agree not to access or attempt to access any areas of or through the site that are not intended for general public access.

Financial Information/Forward Looking Statements
A Cislo site may contain forward-looking statements. These statements are based on current expectations as of the date of the statement. Actual results may differ materially from those projected because of a number of risks and uncertainties. In light of these risks, uncertainties, and assumptions, the forward-looking events discussed might not occur or may not occur in the expected manner.

Press Releases/Company News
Any press releases, company news, or other materials contained on a Cislo site reflect circumstances and conditions that existed as of the respective dates on which they were initially released, presented, or otherwise made.

Warranty Disclaimer and Limitation of Liability
The user of a Cislo system and site assumes all responsibility and risk for the use of the server, site, and the internet generally. Cislo, its affiliates, officers, directors, agents, assigns, and shareholders disclaim all warranties, representations, or endorsements, expressed or implied, with regard to the information accessed from, or via, a Cislo server, site, or the internet, including but not limited to, all implied warranties of merchantability, fitness for a particular purpose, system integration, data accuracy, or noninfringement. Cislo does not assume any legal liability or responsibility for the accuracy, completeness, usefulness, or timeliness of any information, apparatus, product, or process disclosed on a Cislo server, site, or other material accessible from a Cislo server, site, or internet. In no event shall Cislo or its affiliates be liable for any special, indirect, or consequential damages, or any damages whatsoever resulting from access to or use of a Cislo site, or the internet generally, under contract, tort, or any other cause of action or legal theory, or from loss of use, data, or profits, whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use or performance of the information on a Cislo server, site, or the internet generally even if Cislo has been previously advised of the possibility of such damages. No action, regardless of form, arising out of the use of a Cislo server, site, or the internet generally may be brought by a user/visitor more than one (1) year after the user/visitor knew or should have known of the occurrence of the event(s) which gave rise to the cause of action.

The information provided on a Cislo server and/or site is provided on an “as is” and “as available” basis without warranties of any kind, either expressed or implied, including, but not limited to, warranties of title, noninfringement, or implied warranties of merchantability, fitness for a particular purpose, system integration, or data accuracy. No advice or information given by Cislo, its affiliates, or their respective officers, employees, or agents shall create any warranty. Neither Cislo nor its affiliates warrant that the information or materials on a Cislo server, site, or on the internet generally will be uninterrupted or error free or that any information, software, or other materials accessible from this server, website, or the internet generally is free of viruses or other harmful components.

No Advice
The information and materials contained on a Cislo site are intended for informational purposes and are not intended to offer advice, legal, financial, or otherwise, about specific situations or problems. Cislo encourages all visitors and users to obtain competent and professional assistance in all matters requiring such advice or guidance.

Failure to Comply
Cislo reserves the right to terminate or restrict the access of any user or visitor to this or any Cislo sites without notice should Cislo determine that a user has violated (or is threatening to violate) any of these Terms and Conditions. Cislo also reserves any and all remedies at law or equity in connection with violation of these Terms and Conditions.

Governing Law
Any disputes resulting from a visitor’s use of this or any Cislo server or site shall be construed and enforced under the laws of the State of Michigan. Visitors hereby submit to the jurisdiction of the courts of Genesee County, Michigan, and waive any objection to venue with respect to actions brought in such courts. In any dispute, the prevailing party shall be entitled to recover its reasonable attorney’s fees and cost from the non-prevailing party. If any provision of these Terms and Conditions is held invalid, illegal, or unenforceable, the validity, legality, or enforceability of the remaining provisions shall in no way be affected or impaired thereby.

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