Services
Residential
In the competitive, challenging and changing environment of real estate, you need a title company that will become a true partner, invested in your success and providing a level of service to ensure a smooth transaction for all your clients. Our staff of experienced professionals have both the local and industry-wide expertise to deliver peace of mind to the settlement table when you are ready to close on your next home.
Home buyers and sellers can depend on us to ensure their real estate investment remains intact. Cislo Title helps to protect people’s homeownership by securing clear title for homebuyers. Our services help consumers, real estate professionals, lenders, and others complete the title and closing process, and provides the title insurance that protects people’s dream of homeownership.
We are a full service title firm, capable of providing personal attention and efficient results throughout the entire settlement process.
Commercial
When it comes to buying, selling or financing commercial real estate, you need more than just someone who can answer questions. You need a trusted resource that provides solutions to facilitate your transaction regardless of its complexity.
Cislo Title Company offers complete commercial real estate title services. Our staff draws from a wide range of experience in the commercial real estate industry, allowing you to complete even the most complicated settlements with confidence. We begin with a thorough title search and examination, to identify and address any concerns prior to closing.
In the competitive, challenging and changing environment of Commercial Real Estate, you need a title company that will become a true partner, invested in your success and providing a level of service to ensure a smooth transaction for all your clients. Our staff of experienced professionals have both the local and industry-wide expertise to deliver peace of mind to the settlement table when you are ready to close on your next home.
New Construction
Construction of a new home has the potential exposure to unique title pitfalls that may impact the lender and owner. You may think you are the first property owner when you are constructing or buying a newly built home. However, there were most likely many prior owners of the unimproved land. A title search will uncover any existing liens and a survey will determine the boundaries of the property you are purchasing.
Since your lender wants to be sure the property has clear title, they will require that a Loan Policy of Title Insurance be purchased. But a Loan Policy only protects the lender. By purchasing an Owner’s Policy of Title Insurance, you will be protected from covered threats to your title and ownership that went undiscovered at the time of closing.
Best of all, your Owner’s Policy provides this coverage for as long as you own your home
1031 Exchanges
If you are selling your property and are concerned about having to pay capital gains taxes on the proceeds, you may want to consider a 1031 Exchange.
A 1031 Tax Deferred Exchange is one of the few tax shelters remaining. Its use permits a taxpayer to relinquish certain investment property and replace it with other like-kind investment property without triggering capital gains liability. Thus the owner has additional capital available for the purchase of the replacement property, which otherwise would have been paid in taxes. Payment of the tax on the gain is deferred until the final replacement property is sold.
Like Kind Exchanges, also known as tax deferred exchanges, are defined by Internal Revenue Code (IRC) section 1031. A 1031 Tax Deferred Exchange offers taxpayers on of the last great opportunities to build wealth and save taxes. By completing a 1031 Exchange, the Taxpayer (“Exchanger”) can dispose of investment or business-use assets, acquire replacement property and defer the tax that would ordinarily be due upon the sale.
For more information, please contact a 1031 Intermediary Specialist. If you need a recommendation, reach out to one our offices and we would be happy to provide one.
Non-U.S. Citizen Seller
If you are selling property and are not a U.S. citizen, we will coordinate efforts with you and the proper FIRPTA associates to make sure the paperwork is done properly. There are special Department of Treasury requirements that a foreign seller must follow and we want to make sure you sale follows these instructions.
